A lot of stores are running out of paper goods rather quickly. Paper plates? Gone. Paper towels? Gone. Toilet tissue? Gone. Napkins? Gone.
Well, don’t fret – I may not be able to teach you how to create your own toilet tissue, but I can at least help out with the paper plate issue. Head to the party aisle & there you are likely to find plenty of party plates, napkins, cups & the like. They may cost a little more than “regular” paper plates, but there will be plenty to choose from and you can even match them to your current home décor. Not to mention they come in different sizes and you can mix & match. Happy shopping!
With so much going on, there’s already enough to worry about. From finding toilet paper to stocking up on food to possibly losing your job, the government has finally thrown us a lifeline.
Normally, taxes would be due next week but because of the Coronavirus, the tax deadline has been extended by 3 months. This relief only applies to federal income returns and tax (including tax on self-employment income) payments otherwise due April 15, 2020, not state tax payments or deposits or payments of any other type of federal tax.
The 2019 income tax filing and payment deadlines for all taxpayers who file and pay are automatically extended until July 15, 2020. This relief is automatic, taxpayers do not need to file any additional forms or call the IRS to qualify. This relief also includes estimated tax payments for tax year 2020 that are due on April 15, 2020.
Penalties and interest will begin to accrue on any remaining unpaid balances as of July 16, 2020. You will automatically avoid interest and penalties on the taxes paid by July 15. For more information, visit IRS.gov.
If you haven’t already, fill up your gas tank. Most states around the country are under a “shelter in place” government order but I’m sure you go out from time to time to run errands (it seems like the only place open these days are the grocery stores, the post office & the gas station). There may be an emergency where you need to drive a long distance to check in on someone or you may even have to go to a hospital or somewhere even further so it’s important to be ready.
Moreover, when this stay-at-home order is finally lifted, you can avoid the inevitable long lines at the gas station. Not to mention, gas is cheaper than it has been over half a decade, so it’s a great investment to fill up before you actually need to!
Food is getting pretty scarce out there. Sure, grocery stores are restocking almost every day but you may not be able to find what it is you need. You may be dependent on the stores for things like meat or milk BUT you can create your own fruits & vegetables.
Buy some seeds/seedlings or plants for herbs, veggies from places like Walmart, Target or at any Dollar Store. As long as you have sunlight, water & soil you can have your own source of nourishment during this time that we all are supposed to be indoors. You can grow anything from onions to carrots to potatoes, and they grow faster than you think. Start now & you’ll have your own garden before this quarantine is over!
Right now, a lot of companies have had to make the transition to laying off employees, cutting workers hours or even calling for their associates to work from home. For some of us, this is a gift from God (literally!) but for others of us we’ve had to make some adjustments on the fly. Working from home can be a great thing and if you are already home working or not working if you’ve been laid off, then it can’t hurt to get another job to make some extra money on the side.
Check online for companies that are looking for part-time employees. Companies like Amazon who need deliver drivers to grocery stores, Costco & Walmart are hiring temporary employees to help during this crisis. Go to their websites & find their job openings if you think you want to work either inside or outside the home during this time.
It’s tough to exercise when you’re supposed to be indoors all the time. Even without all the fancy exercise equipment, fun classes and instructors yelling at you, it’s still possible to get a good workout in. Just a grab a towel & do some stretches on the living room floor. Go to Instagram or YouTube and find your new favorite workout “coach” & get busy!
There’s cardio, anaerobic exercises, stretching, yoga, jump rope even pushups & pull ups. You can do crunches, planking and more stretching! I admit, the first week of being shut-in, I didn’t get much of a workout in. I ate & ate, but it wasn’t until this past weekend I decided to get out and do a little at-home conditioning. It’s amazing how much you can do for free in the comfort of your own home.
So if you can’t get out to exercise, then get up & get moving!
The C.A.R.E.S. Act (Coronavirus Aid, Relief, and Economic Security Act) is providing a lot of economic relief to citizens all across the country. Everything from mortgage relief, to larger unemployment checks to loans for small businesses, our government is offering assistance to just about anyone who needs it.
For me, one of the best parts about this stimulus package is the student loan forgiveness plan. For the next 6 months, your federally funded student loan will be on pause. While it wouldn’t hurt to call your loan provider to *officially* put it on hold, once the bill takes effect, it will be done automatically. Also, no interest will accrue during this time frame and your wages cannot be garnished if you have student loan debt.
Take advantage of this opportunity – no student loan payments for 6 months without having to use up your deferment or forbearance. It doesn’t get much better than that!